Proper insurance isn't that hard to aquire, there are several nartial arts insurance companies online without having to pay monthly,yearly whatever fees. Good insurance companies offer great insurance for as low as $7.95 per student per year, which is extremely cheap! Also you have to remember the olympics are only for a very very select few, sometimes(most of the time) not even the best martial artist. Remember the olympics don't make a martial artist, great practice makes a martial artist. If that is what your into great, but I won't trap my students in with false hopes, that is for gymnastics schools not MA Schools. Just my opinion.