futsaowingchun
Black Belt
Heh, I was going to post something almost identical. (maybe also unsurprisingly?)
Threading the hand underneath takes away the idea of the wu sau's ability to provide 2-lines of offense/defense for the jong sau, and leaves both of your hands open to being trapped by your opponent's single hand from anyone with a little skill and (as you mentioned) fwd intent when you try to 'thread' needlessly underneath. Unless of course the opponent is much smaller and less skilled as even somewhat admitted by the OP.
using two hands is like a sheild that is hard to break through your defense so no wu sao is needed. the sup gee sao hands are the strongest structure IMO which is why its in all 3 hand forms,