I signed a contract before, but I will never do it again. Now its either pay cash or I'll pass. I think that it is interesting how contracts affect the training. When I trained with my first sensei in college, there was no contract and the only fees that I had to pay were a $10.00 ISKF membership fee and $20.00 testing fees. He borrowed the dance room on Tuesdays and Thursdays. Since there no major financial obligations, we were free to just focus on training and not have to worry about making payments or refunds or contracts or anything like that. It was the best training that I have received. Now, when I graduated and moved away, I explored multiple Taekwondo Dojangs, but nearly every single one of them focused almost exclusively on shoving a long, unfair contract down my throat. I simply turned and walked right out of the door on most occassions, but I eventually settled on one particular school. I signed a more reasonable contract, but it wasn't exactly cheap. I guess that $108.00 per month is pretty expensive when you are used to paying, say, $10.00 for a semester and $20.00 for your tests. At least it isn't $180.00 per month. I won't even go into detail about how I had to purchase a ridiculously expensive "school" dobok with "mandatory" patches - sold separately of course, ridiculously expensive sparring gear, and insane test fees on top of the contract itself...and this was one of the cheaper schools. The training started out pretty well, but it eventually started going down hill. Sanbunim hardly showed up, and people that we had never met were coming in to teach classes. When Sanbunim was there, he could never devote any time to speak with us one-on-one and help us refine things that we needed a little extra help on. We were pretty much rushed through most classes so that either Sanbunim could return to his office to handle financial matters or because one of the mystery teachers "had someplace that he had to be", So you can imagine how fun this was...I also witnessed a student get promoted on the spot for nothing other then he had been there for awhile and he had payed a certain amount of money over time...I am not saying that money automatically screws things up, but I have noticed a clear difference when the instructor doesn't have to worry about finances as much when he teaches. More time can be spent on the things that really matter, and the training doesn't have to be geared towards wowing peole so that they will stick around. I left that particular dojang and I got hit with $150.00 contract cancellation fee plus having to pay two additional months worth of training because of a clever loophole in the contract. If you feel comfortable with them then by all means put your John Hancock on the dotted line, however, I will avoid them like the plague! I prefer garage dojos and YMCA's after my little experience. I think that the best training occurs when the instructor wants to teach the art because of his love for the art, not because he wants to run a school and make a living from his art, and the best students are the ones who are there because they want to be there, not because they are financially obligated to be there.