An introduction

Some additional advice:

1) Don't ignore recreation/community center/YMCA programs. Some of them are very inexpensive and can be very good - at worst, it's a good place to start. Also, if you attend college, it's not unusual for martial arts to be offered in one way or another on campus. Again, even if it isn't ideal, it can get you going.
2) You might have luck finding an inexpensive (or even free) training group on meetup.com.

Good job listening with an open mind. Mr. Parker's advice is excellent.
 
Some additional advice:

1) Don't ignore recreation/community center/YMCA programs. Some of them are very inexpensive and can be very good - at worst, it's a good place to start. Also, if you attend college, it's not unusual for martial arts to be offered in one way or another on campus. Again, even if it isn't ideal, it can get you going.
2) You might have luck finding an inexpensive (or even free) training group on meetup.com.

Good job listening with an open mind. Mr. Parker's advice is excellent.

I'll second this. Our school is YMCA-based. The cost is $40/month for members and $60/month for non-members of the Y. And there are scholarships for those who can't afford those rates. No contracts. The going rate in the community seems to be in the $100-150/month range, with at least a one year contract, plus mandatory participation (read: entry fees) in "in house" tournaments 2-3 times each year.
 
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