accident

My school has always carried accident and liability insurance protection through the AAU. Recently one of the municipalities I teach in has informed me that the AAU coverage carried is not adequate to teach at their location. I was curious, if you teach out of a rec center, church, community...

Hi. I know literally nothing about martial arts and am just posting here to see if I can get some help (sorry if it's in the wrong section). I little while ago I got into a small fight with my brother and I grabbed him around the neck, with his neck in my elbow, for a few seconds. He screamed...